This is the core component of your policy. It covers the physical structure, including the walls, roof, foundation, floors, and built-in appliances.

Do you have a detached garage, shed, or carriage house? Maybe you have a fence or other structures on your property? Tell us what you want included, and we will make sure the additional structures are covered.

Whether you own a house, condo, or are a renter, make sure the contents INSIDE of your dwelling are covered. This includes furniture, clothing, electronics, jewelry, and other valuable assets that are not attached to the structure of your home.

This coverage is important in case of injury on your property or if you or a family member accidentally cause injury or damage to someone else's property. This coverage protects you (and more importantly, your assets) in the event of a lawsuit. We will work with you to figure out the level of legal fees, medical expenses, settlement costs, and deductible that fits your budget.

If you cannot live in your home due to a covered event (fire, severe storm, tornado, etc), an ALE policy will provide an agreed-upon reimbursement for your hotel bills, restaurant meals, transportation, etc.

Ask about our additional security features.